Why Choose Complex Capital
Commercial
Finance
Why Choose Complex Capital?
When it comes to commercial mortgages, Complex Capital is your ideal partner. Our dedication, extensive network, and deep understanding of the industry landscape allow us to optimally align your financing needs with suitable lenders. We bring clarity to the complex world of commercial finance.
What is a Commercial Mortgage?
A commercial mortgage is essentially a loan secured against a business property. Unlike a residential mortgage, commercial mortgages are primarily designed for properties where commercial activities transpire, rather than somewhere to live.
What Can I Use a Commercial Mortgage For?
Commercial mortgages can be utilised for a variety of purposes. From acquiring a premises for your business operations to buying a commercial property as an investment. You may also refinance your commercial assets for any lawful purpose. Moreover, commercial mortgages can be used as a vehicle for pension investments, like SIPP or SSAS.
Which Properties Can I Get a Commercial Mortgage On?
Commercial mortgages cover a wide spectrum of property types, some of which include:
- Medical Practices (e.g., Doctor and Dentist Surgeries)
- Offices
- Land for Development
- Auto Garages
- Warehouses
- Industrial Units
- Retail Shops
- Restaurants and Cafes
- Hotels, Guest Houses and B&Bs
- Care Homes & Nurseries
- Factories
- Student Accommodation Blocks
- Pubs and Bars
- Sports Facilities
- Shopping Centres
- Farms and Agricultural Land
Am I Eligible for a Commercial Mortgage?
Eligibility for a commercial mortgage is a varied equation, with factors such as lender criteria, loan-to-value ratios, rates, and specific requirements playing key roles. The lending landscape can appear complex, but that’s where Complex Capital steps in. To clarify your eligibility and understand your options. We are here to guide you through the commercial mortgage market.